Life Insurance

Plain-language guides on Life Insurance: how it works, what it costs, what is covered and how to make a claim. Written for Indian families.

Term insurance is the simplest and cheapest form of life cover. Learn how it works, who needs it and how to buy the right plan.

September 9, 20262 min read

Not sure how much term insurance is enough? Use these simple methods to calculate the right life cover for your family.

September 8, 20262 min read

Compare term, endowment and ULIP plans on cost, returns, risk and purpose so you can choose the right one for your goals.

September 7, 20262 min read

Riders like accidental death, critical illness and waiver of premium can make your term plan stronger. Learn which ones you really need.

September 6, 20262 min read

Claim settlement ratio is the most quoted number in life insurance, but it can mislead. Learn what it means and what else to check.

September 5, 20262 min read

Understand how life insurance premiums and payouts are taxed in India under Sections 80C and 10(10D), with key conditions to remember.

September 4, 20262 min read