/*
Theme Name: PolicyWala Pro
Theme URI: https://policywala.online/
Author: PolicyWala
Description: Insurance-portal style theme with a topic-led homepage, auto category thumbnails, AdSense-ready ad slots (Customizer), auto table of contents, related posts and Article schema.
Version: 2.1.0
Requires at least: 6.3
Requires PHP: 7.4
License: GPLv2 or later
Text Domain: policywala
*/
:root{
  --ink:#0d2340; --teal:#0f766e; --teal-d:#0a5a54; --sun:#f5b301; --paper:#f3f6f5; --white:#fff;
  --line:#dbe3e1; --text:#1d2b36; --muted:#5b6b76;
  --head:"Bricolage Grotesque","Hind","Segoe UI",Arial,sans-serif;
  --body:"Hind","Noto Sans Devanagari","Segoe UI",Roboto,Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
body{margin:0;font-family:var(--body);font-size:17px;line-height:1.7;color:var(--text);background:var(--paper);-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--teal-d)}a:hover{color:var(--ink)}
:focus-visible{outline:3px solid var(--sun);outline-offset:2px}
h1,h2,h3{font-family:var(--head);color:var(--ink);line-height:1.2;letter-spacing:-.01em}
.wrap{max-width:1160px;margin:0 auto;padding:0 20px}
.narrow{max-width:820px;margin:0 auto;padding:0 20px}
.sr,.skip-link{position:absolute;left:-9999px}
.skip-link:focus{left:10px;top:10px;background:#fff;padding:8px 14px;z-index:99}

/* Header */
.site-header{background:var(--white);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:60}
.header-inner{display:flex;align-items:center;gap:28px;min-height:66px}
.brand{display:inline-flex;align-items:center;gap:9px;text-decoration:none;color:var(--ink);font-family:var(--head);font-weight:800;font-size:1.4rem;letter-spacing:-.02em}
.brand em{font-style:normal;color:var(--teal)}
.brand:hover{color:var(--ink)}
.custom-logo{max-height:42px;width:auto}
.primary-nav{flex:1}
.primary-nav ul{list-style:none;margin:0;padding:0;display:flex;gap:2px;flex-wrap:wrap}
.primary-nav a{display:block;padding:21px 12px 19px;text-decoration:none;color:var(--text);font-weight:600;font-size:.96rem;border-bottom:3px solid transparent}
.primary-nav a:hover,.primary-nav .current-menu-item>a,.primary-nav .current-cat>a{color:var(--teal-d);border-bottom-color:var(--teal)}
.header-actions{display:flex;gap:6px;margin-left:auto}
.icon-btn{background:none;border:1px solid var(--line);border-radius:8px;width:40px;height:40px;display:grid;place-items:center;color:var(--ink);cursor:pointer}
.icon-btn:hover{border-color:var(--teal)}
.nav-toggle{display:none;flex-direction:column;gap:4px;justify-content:center;align-items:center}
.nav-toggle span{display:block;width:18px;height:2px;background:var(--ink)}
.search-panel{border-top:1px solid var(--line);background:var(--paper);padding:14px 0}
.search-panel[hidden]{display:none}

/* Forms */
.search-form{display:flex;gap:8px}
.search-form input,.hero-search input{flex:1;min-width:0;font:inherit;padding:11px 14px;border:1px solid var(--line);border-radius:8px;background:#fff}
.search-form button,.btn,.comment-form input[type=submit]{font:inherit;font-weight:600;background:var(--teal);color:#fff;border:0;border-radius:8px;padding:11px 20px;cursor:pointer;text-decoration:none;display:inline-block}
.search-form button:hover,.btn:hover{background:var(--teal-d);color:#fff}

/* Hero */
.hero{background:var(--ink);color:#fff;padding:56px 0 60px;background-image:radial-gradient(circle at 92% 8%,rgba(15,118,110,.55),transparent 42%),radial-gradient(circle at 4% 100%,rgba(245,179,1,.14),transparent 38%)}
.hero-inner{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,1fr);gap:48px;align-items:center}
.hero h1{color:#fff;font-size:clamp(2.1rem,4.6vw,3.3rem);font-weight:800;line-height:1.08;margin:0 0 14px;max-width:16ch}
.hero-copy>p{font-size:1.1rem;color:#cbd8e6;margin:0 0 24px;max-width:46ch}
.hero-search{display:flex;background:#fff;border-radius:10px;padding:5px;max-width:520px}
.hero-search input{border:0;font-size:1rem;padding:11px 12px}
.hero-search input:focus-visible{outline:none}
.hero-search button{background:var(--sun);color:var(--ink);border:0;border-radius:7px;font:inherit;font-weight:700;padding:0 22px;cursor:pointer}
.hero-search button:hover{background:#ffc933}
.hero .hero-links{font-size:.92rem;color:#9fb3c8;margin:14px 0 0}
.hero-links a{color:#fff;margin-right:12px;text-decoration:underline;text-decoration-color:rgba(255,255,255,.35);text-underline-offset:3px}
.hero-tiles{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.tile{display:flex;flex-direction:column;gap:2px;background:#fff;border-radius:10px;padding:18px 18px 16px;text-decoration:none;color:var(--ink);border-bottom:4px solid var(--c);transition:transform .15s}
.tile:hover{transform:translateY(-3px);color:var(--ink)}
.tile-ic{display:grid;place-items:center;width:46px;height:46px;border-radius:10px;background:var(--c);color:#fff;margin-bottom:10px}
.tile strong{font-family:var(--head);font-size:1.08rem;line-height:1.25}
.tile-n{font-size:.86rem;color:var(--muted)}

/* Sections */
.section{padding:44px 0 8px}
.sec-head{display:flex;justify-content:space-between;align-items:baseline;gap:12px;margin-bottom:20px;border-bottom:2px solid var(--ink);padding-bottom:8px}
.sec-head h2{margin:0;font-size:1.55rem}
.sec-head a{font-weight:600;font-size:.94rem;text-decoration:none}
.sec-head a:hover{text-decoration:underline}
.latest{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(0,1fr);gap:32px}
.lead .thumb{aspect-ratio:16/9;border-radius:10px}
.lead-body{padding-top:16px}
.lead h3{font-size:1.75rem;margin:4px 0 8px}
.lead h3 a{color:var(--ink);text-decoration:none}.lead h3 a:hover{color:var(--teal-d)}
.lead p{margin:0 0 8px;color:var(--muted)}
.rows{display:flex;flex-direction:column}
.trow{display:grid;grid-template-columns:104px 1fr;gap:14px;padding:14px 0;border-bottom:1px solid var(--line)}
.trow:first-child{padding-top:0}.trow:last-child{border:0}
.trow .thumb{aspect-ratio:1/1;border-radius:8px}
.trow .ph b,.trow .ph svg{display:none}
.trow .ph{background-size:auto}
.trow .ph::after{content:"";width:30px;height:30px;background:rgba(255,255,255,.9);border-radius:50%;opacity:.25}
.trow h3{font-size:1.02rem;line-height:1.35;margin:2px 0 4px}
.trow h3 a{color:var(--ink);text-decoration:none}.trow h3 a:hover{color:var(--teal-d)}
.grid3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:26px}
.grid2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:26px}
.tcard .thumb{aspect-ratio:16/9;border-radius:8px}
.tbody{padding-top:12px}
.tcard h3{font-size:1.16rem;margin:2px 0 6px;line-height:1.3}
.tcard h3 a{color:var(--ink);text-decoration:none}.tcard h3 a:hover{color:var(--teal-d);text-decoration:underline}
.texc{margin:0 0 6px;font-size:.95rem;color:var(--muted);line-height:1.55}
.tcat{font-size:.86rem;font-weight:600;text-decoration:none}.tcat:hover{text-decoration:underline}
.tmeta{display:flex;gap:14px;font-size:.84rem;color:var(--muted)}
.thumb{display:block;overflow:hidden;background:var(--line)}
.thumb img{width:100%;height:100%;object-fit:cover}
.ph{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:8px;width:100%;height:100%;color:#fff;background:
  radial-gradient(circle at 85% 15%,rgba(255,255,255,.22) 0 22%,transparent 23%),
  radial-gradient(circle at 10% 95%,rgba(0,0,0,.18) 0 30%,transparent 31%),var(--c)}
.ph b{font-family:var(--head);font-weight:600;font-size:.95rem;letter-spacing:.01em;opacity:.95}
.topic{padding-top:52px}
.about-band{background:#e5efec;margin-top:56px;padding:44px 0}
.about-inner{display:grid;gap:10px;justify-items:start;max-width:760px}
.about-inner h2{margin:0;font-size:1.6rem}.about-inner p{margin:0 0 6px;color:var(--text)}

/* Layout for archive/single */
.site-main{padding-bottom:20px}
.layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:40px;padding-top:30px;align-items:start}
.page-head{margin-bottom:24px;padding-bottom:12px;border-bottom:2px solid var(--ink)}
.page-head h1{margin:0;font-size:1.9rem}.page-head p{margin:6px 0 0;color:var(--muted)}

/* Article */
.entry{background:#fff;border:1px solid var(--line);border-radius:10px;padding:34px 40px}
.narrow .entry{margin:30px 0}
.breadcrumbs{font-size:.86rem;color:var(--muted);margin-bottom:14px}.breadcrumbs a{color:var(--muted)}
.breadcrumbs ol{list-style:none;display:flex;flex-wrap:wrap;margin:0;padding:0}.breadcrumbs li+li::before{content:"›";margin:0 8px;color:#98a4ae}
.post-navigation .nav-links{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:26px}.post-navigation a{display:block;background:#fff;border:1px solid var(--line);border-radius:8px;padding:12px 16px;text-decoration:none;font-family:var(--head);font-weight:600;color:var(--ink);line-height:1.35}.post-navigation a span{display:block;font-family:var(--body);font-weight:400;font-size:.8rem;color:var(--muted)}.post-navigation .nav-next{text-align:right}.post-navigation a:hover{border-color:var(--teal)}
.entry-title{font-size:clamp(1.75rem,3.6vw,2.4rem);line-height:1.14;margin:6px 0 12px}
.entry-dek{font-size:1.15rem;color:var(--muted);margin:0 0 16px;line-height:1.55}
.byline{display:flex;gap:12px;align-items:center;padding:12px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin-bottom:22px}
.byline img,.author-box img{border-radius:50%}
.byline strong{display:block;line-height:1.3;color:var(--ink)}.byline span{font-size:.86rem;color:var(--muted)}
.entry-thumb{margin:0 0 22px}.entry-thumb img{width:100%;border-radius:8px}
.entry-content{font-size:1.1rem;line-height:1.85}
.entry-content p{margin:0 0 1.15em}
.entry-content h2{font-size:1.6rem;margin:1.9em 0 .55em}
.entry-content h3{font-size:1.25rem;margin:1.5em 0 .35em}
.entry-content ul,.entry-content ol{padding-left:1.35em;margin:0 0 1.2em}.entry-content li{margin:.4em 0}
.entry-content table{width:100%;border-collapse:collapse;display:block;overflow-x:auto}
.entry-content th,.entry-content td{border:1px solid var(--line);padding:9px 12px;text-align:left}
.entry-content th{background:var(--paper)}
.entry-content blockquote{margin:1.4em 0;padding:4px 18px;border-left:4px solid var(--sun);background:#fffbeb}
.toc{background:var(--paper);border-left:4px solid var(--teal);padding:14px 22px;margin:1.4em 0;border-radius:0 8px 8px 0;font-size:1rem;line-height:1.6}
.toc strong{display:block;font-family:var(--head);color:var(--ink);margin-bottom:4px}.toc ol{margin:0;padding-left:1.2em}.toc a{text-decoration:none}.toc a:hover{text-decoration:underline}
.disclaimer-box{font-size:.9rem;color:var(--muted);background:#fffbeb;border:1px solid #f3e2a3;border-radius:8px;padding:12px 16px;margin-top:30px;line-height:1.55}
.author-box{display:flex;gap:16px;align-items:flex-start;margin-top:22px;padding-top:20px;border-top:1px solid var(--line)}
.author-box p{margin:2px 0 0;color:var(--muted);font-size:.95rem;line-height:1.55}
.related{margin-top:40px}.related h2{font-size:1.4rem;margin:0 0 18px}
.related .grid3{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.related .tcard h3{font-size:1rem}.related .texc{display:none}

/* Sidebar */
.sidebar{position:sticky;top:86px}
.widget{margin-bottom:28px}
.widget-title{font-size:1.05rem;margin:0 0 10px;padding-bottom:6px;border-bottom:2px solid var(--ink)}
.widget ul{list-style:none;margin:0;padding:0}
.widget li{padding:9px 0;border-bottom:1px solid var(--line);font-size:.96rem;line-height:1.4}
.widget a{text-decoration:none;color:var(--text)}.widget a:hover{color:var(--teal-d);text-decoration:underline}
.topic-list a{display:flex;align-items:center;gap:10px;font-weight:600}
.topic-list em{margin-left:auto;font-style:normal;font-size:.82rem;color:var(--muted);font-weight:400}

/* Ads (space reserved so the page does not jump) */
.pw-ad{margin:26px auto;text-align:center;clear:both;min-height:110px;overflow:hidden;max-width:100%}
.pw-ad-label{display:block;font-size:.72rem;color:#8a97a3;margin-bottom:4px}
.pw-ad-sidebar{min-height:260px}

/* Pagination / comments */
.pagination{margin-top:28px}.nav-links{display:flex;gap:6px;flex-wrap:wrap}
.page-numbers{padding:7px 14px;background:#fff;border:1px solid var(--line);border-radius:8px;text-decoration:none;font-weight:600}
.page-numbers.current{background:var(--ink);color:#fff;border-color:var(--ink)}
.comments{margin-top:30px}.comment-list{list-style:none;padding:0}.comment-body{padding:14px 0;border-bottom:1px solid var(--line)}
.comment-form input[type=text],.comment-form input[type=email],.comment-form input[type=url],.comment-form textarea{width:100%;padding:10px 12px;border:1px solid var(--line);border-radius:8px;font:inherit}

/* Footer */
.site-footer{background:var(--ink);color:#b8c7d8;margin-top:48px;padding:48px 0 22px;font-size:.95rem}
.site-footer a{color:#dfe9f3;text-decoration:none}.site-footer a:hover{text-decoration:underline;color:#fff}
.site-footer .brand{color:#fff}.site-footer .brand em{color:#5eead4}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.3fr;gap:36px}
.f-about p{margin:12px 0 0;max-width:34ch;line-height:1.6}
.f-title{color:#fff;font-size:1rem;margin:0 0 12px}
.site-footer ul{list-style:none;margin:0;padding:0}.site-footer li{margin:0 0 9px;line-height:1.4}
.footer-note{border-top:1px solid rgba(255,255,255,.14);margin-top:34px;padding-top:18px;font-size:.84rem;color:#94a7bb}
.footer-note p{margin:0}

/* Responsive */
@media(max-width:980px){
  .hero-inner{grid-template-columns:1fr;gap:30px}.hero h1{max-width:20ch}
  .layout{grid-template-columns:1fr}.sidebar{position:static}
  .latest{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:720px){
  .post-navigation .nav-links{grid-template-columns:1fr}
  body{font-size:16.5px}
  .header-inner{flex-wrap:wrap;gap:8px;min-height:60px}
  .nav-toggle{display:flex}
  .primary-nav{display:none;order:3;flex-basis:100%}
  .primary-nav.open{display:block}
  .primary-nav ul{flex-direction:column;padding-bottom:10px}
  .primary-nav a{padding:11px 4px;border-bottom:1px solid var(--line)}
  .hero{padding:38px 0 42px}.hero-tiles{gap:10px}.tile{padding:14px}
  .grid3,.grid2,.related .grid3{grid-template-columns:1fr}
  .entry{padding:22px 18px;border-radius:0;border-left:0;border-right:0;margin:0 -20px}
  .footer-grid{grid-template-columns:1fr}
  .lead h3{font-size:1.4rem}
}